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Applying online is fast, easy, and does not impact your credit score.                                                                 

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Personalized financing options to help your business thrive.

  • • Receive funds as a one-time lump sum for larger investments in your business
    • Fixed payments over the life of the loan
    • Flexible repayment terms of up to 60 months
    • Starting at $25,000
    Learn More

  • • Use funds as needed to take on new or add-on corporate contracts
    • Monthly payment based on your balance
    • Renewable annually
    • Starting at $100,000
    Learn More

Our Work

Founded in 1985, the Business Consortium Fund, Inc. (BCF) exists to expand capital access for small businesses across the United States to advance a more inclusive and equitable business environment. Our special expertise is providing funding and advice to first-time borrowers and economically disadvantaged borrowers operating in the supply chains of the nation’s largest corporations and government organizations.

Learn More

Business Consortium Fund, Inc. is a 501(c)(3) nonprofit organization and a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury.

Discover Why Clients Chose Us

  • Easy Process

    You can submit your loan application and required documentations online at your convenience.

  • Technical Assistance

    Our team will provide guidance throughout the application process, ensuring a smooth and seamless experience for you.

  • Customized Solution

    Each client has unique financing needs. We will work with you to tailor the right financing solutions for your business and budget.

Unlock Possibilities with a Loan from BCF

How Our Clients Have Leveraged Loans for Their Businesses

  • Working capital for new and existing contracts and purchase orders
  • Inventory financing
  • Bulk purchases
  • Business expansion
  • Scaling operations
  • Technology upgrades
  • Consolidate or refinance high-cost debt

Ready to apply?

Review our basic requirements

  • Minimum Eligibility Criteria

    • 600 personal credit score
    • 1+ years in business
    • $100,000+ gross annual revenue
    • Positive financial performance, including revenue growth and profitability
    • At least one (1) new or existing primary or subcontract, or purchase order

  • Documentation for Pre-Qualification

    • Most Recent Business Tax Returns
    • YTD Income Statement and Balance Sheet
    • Primary government-issued ID such as Driver License, Passport

What our clients say about us

  • Alli Escovedo Owen, Founder, Sweet Logic (An online shop and manufacturer of keto diet desserts, snacks, and sweets.)

    "...our online bakery had a goal of owning our own manufacturing facilities so that we could make our products ourselves. BCF gave us the opportunity to do this by providing a generous loan that we used to finance the majority of our equipment…

  • “During a time when banks were too afraid to give... [BCF] really stepped up to the plate. We developed a new product with the loan and presented it to major retailers... The loan helped us develop a product that earned a contract

Partners and Sponsors

  • Cargill
  • Comerica
  • Fifth Third
  • HSBC
  • IBM
  • JPMC
  • KeyBank
  • NMSDC
  • M&T Bank
  • OFN
  • Small Business Majority
    Small Business Majority
  • Starbucks
  • Truist
  • UPS
  • US Bank
  • Verizon
  • Vistra
  • Wells Fargo

Apply Now!

Applying online is fast, easy, and does not impact your credit score.

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